Become a Part of MJN’s Factoring Network

Quality Care and Cash Flow for Carriers

Grow With Us

Why Choose MJN Services

Where Professional Expertise Meets Financial Solutions

Join a factoring network where professional service meets financial strength. At MJN, we deliver more than just quick funding – we provide quality care that helps carriers thrive.

The MJN Factoring Advantage

  • Quality care from an experienced team
  • Same-day funding (ACH before 1 PM MST)
  • Industry-leading 95% advance rate
  • Professional billing & accounting support
  • Unlimited free credit checks
  • Claims consultation included

Service Excellence

Quality Care

Dedicated support and professional expertise from an experienced team.

Same-Day Funding

Quick, reliable cash flow when you need it most.

Complete Support

Your partner in growth, compliance, and success

Clear & Simple Factoring Fees

Transparency You Can Trust

We believe in transparency and simplicity when it comes to factoring fees. With no hidden charges or unexpected costs, our pricing structure is designed to give you peace of mind and full control over your finances.

Our Straightforward Fee Structure:

  • 1.5% for first 20 days
  • Additional 1.0% for each subsequent 15-day period
  • No hidden fees or surprise charges
  • 95% advance rate with 5% held in escrow until settlement
  • Simple, clear billing practices

Professional Support Services

More Than Just Factoring – A Complete Business Solution

Simplify your financial management with our professional billing and accounting services. Designed to save you time and reduce errors, our team ensures accurate invoicing, timely payments, and meticulous record-keeping.

Your Business Support Team

  • Professional billing and accounting services
  • Risk management expertise
  • Free credit checks on potential customers
  • Claims resolution support
  • Quick problem consultation
  • Dedicated account management
More About Us

How It Works

Simple, Efficient, Professional

Simple Submission

Submit paperwork before 1 PM MST for same-day funding

Quick Funding

Receive 95% advance via ACH
within a few hours

Professional Settlement

Receive the remaining 5% after customer payment

Built for Your Success

Tailored Factoring Solutions for Transportation Professionals

Every solution we offer is designed with one goal in mind: your success. From cutting-edge technology and efficient logistics to fast funding and professional support, we provide the tools you need to overcome challenges and seize opportunities.

Ideal Partnership

  • Small to mid-size trucking companies
  • Owner-operators
  • Growing fleets
  • Companies seeking quality support
  • Businesses needing reliable cash flow solutions

Join Our Network

Experience the Professional Difference

Partner With Excellence

Join a factoring network that puts quality care first. With MJN, you’re not just getting funding – you’re gaining a committed partner in your success.

Ready to elevate your business?

Contact us today! Or Call us at 801-705-9030

Act Now for Immediate Cash Flow Solutions!

At MJN Services, we know that every minute counts when it comes to keeping your business moving. That’s why our freight factoring solutions are designed to provide you with fast, reliable cash flow when you need it most. With our simple submission process—submit your paperwork before 1 PM MST and receive a 95% advance via ACH within hours—you can overcome the challenges of long payment cycles and inefficient load management. Our experienced team stands ready to support you every step of the way, ensuring that your financial operations are as seamless as your logistics. Don’t wait for delayed payments to slow you down—act now and get immediate access to the funds you need to drive your business forward!

10 FAQs with Detailed Answers

Freight factoring is a financial service where a factoring company, like MJN Services, purchases your outstanding invoices at a high advance rate (up to 95%), providing you with immediate cash flow. This helps you cover operational costs and keeps your business running smoothly without waiting for customer payments. In addition, you gain access to professional billing and accounting support that minimizes administrative burdens and errors.

Our process is straightforward: submit your paperwork before 1 PM MST, and we will process your invoices the same day. You receive an immediate 95% cash advance via ACH, while the remaining 5% is held in escrow and released once your customer makes their payment. This quick turnaround ensures your cash flow remains steady, allowing you to focus on growing your business.

Our fee structure is designed to be transparent and straightforward. We charge a fee of 1.5% for the first 20 days and an additional 1.0% for every subsequent 15-day period. There are no hidden fees or surprise charges—what you see is what you get. This clarity in pricing ensures you always know how much you’re paying, with a 95% advance rate that puts more cash in your hands up front.

Our services are ideal for small to mid-size trucking companies, owner-operators, and growing fleets looking for dependable cash flow solutions. If you’re seeking to eliminate the stress of long payment cycles and want to improve your operational efficiency, you qualify to join our factoring network and benefit from our comprehensive support services.

Beyond providing same-day funding, we offer complete support services, including professional billing and accounting, unlimited free credit checks, risk management expertise, and claims consultation. Our dedicated account management team is always on hand to help you resolve issues quickly and ensure your financial operations run smoothly.

When you submit your paperwork before 1 PM MST, you can expect to receive a 95% cash advance via ACH within just a few hours. This rapid turnaround helps you maintain consistent cash flow and address immediate operational needs, so you’re never left waiting on delayed customer payments.

No. At MJN Services, we pride ourselves on our transparent and straightforward fee structure. You only pay a clear, upfront fee—1.5% for the first 20 days and an additional 1.0% for every 15-day period thereafter—with no hidden fees or surprise charges. This transparency helps you maintain control over your finances.

Once your customer settles their invoice, the remaining 5% that was held in escrow is promptly released to you. This ensures that you eventually receive the full payment for your invoice without any delays, completing the funding cycle efficiently and professionally.

Recourse factoring means that if a customer fails to pay the invoice, the responsibility falls back on you, the client. In contrast, non-recourse factoring shifts that risk entirely to the factoring company. At MJN Services, we typically work on a recourse basis, ensuring that you benefit from our fast funding while managing risk with the support of our experienced team.

Getting started is easy—simply contact us at (801) 705-9030 or visit mjnservices.com to fill out our application. Our team will guide you through the process, from submitting your paperwork to receiving same-day funding. Join our network and experience the professional care and financial support that helps your business thrive.

Ready to Propel Your Business Forward?

Partnering with MJN Services means more than just fast cash flow—it means having a trusted ally who understands your challenges and is committed to your success. Our transparent, efficient, and supportive freight factoring services are tailored to keep your business moving forward, no matter what. Don’t let delayed payments or administrative hassles hold you back. Get in touch today and discover how our professional expertise and quality care can transform your logistics experience into a seamless, profitable journey.

What our clients say

Our customers' success drives us to improve our service continually. We're grateful for the trust our transportation partners place in us. Their achievements inspire us to deliver excellence every day.

Vianney92909 Blanca Aguilar
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Vianney92909 Blanca Aguilar
September 17, 2025

Excellent service

mike
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mike
July 30, 2025

excellent company,

Evolution Transport
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Evolution Transport
July 18, 2025

Great people, working with them for many years. Highly recommend!

EXTREME POWER SERVICE LLC
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EXTREME POWER SERVICE LLC
June 27, 2025

It was a pleasure working with Matthew and his team! We hope that we will also work with them in the future.

Matthew Foley
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Matthew Foley
June 20, 2025

Reasonable, communicative, and they pay on time. Never had a bad experience quite a few loads in.

Mariaelena Rincon
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Mariaelena Rincon
June 13, 2025

We had a very good experience with them. Matthew was very pleasant and professional. I would recommend it 100.

Klay Pasha
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Klay Pasha
June 6, 2025

They were really professional with everything didn't have problems at pickup or delivery we were in and out just like MJN said. It was a pleasure working with Matthew great company overall Thank you!

Leordan Carli
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Leordan Carli
June 6, 2025

Very friendly and good communication, thank you for working with us

Daxel Díaz
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Daxel Díaz
June 5, 2025

I recently had the pleasure of working with MJN, and I can confidently say they exceeded all expectations. From start to finish, the process was smooth, professional, and efficient—thanks in large part to Curt, who was our main point of contact. Curt was incredibly responsive and knowledgeable. He made sure every detail of our flatbed load was handled with precision and care. His communication was clear and timely, and he proactively kept us updated throughout the entire shipment. It’s rare to find someone so dedicated to ensuring everything runs seamlessly. The MJN team clearly values reliability and customer service. Our load was picked up and delivered on time, with no surprises or issues. It’s clear they work with a strong network of carriers and have a deep understanding of the logistics involved in flatbed transport. If you're looking for a trustworthy and professional brokerage to handle your freight, I highly recommend MJN—and be sure to ask for Curt. We’ll definitely be working with them again.

Nicolai Chiciuc
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Nicolai Chiciuc
June 5, 2025

Great company! The broker was very polite and helped us to get out of PA! Thank you guys!

RoadStar Express
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RoadStar Express
May 28, 2025

Worked with Curt over the past year and always a great service. Also their payment is always on time!

Logistics Gg
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Logistics Gg
May 28, 2025

Curt is awesome and easy to work with.

Mike Scott
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Mike Scott
May 27, 2025

I worked today with one of your broker Curt and His service was awesome. He held the load for us longer than usual. He was polite in communication and smart enough to make us fill out the setup. I'd love to work again with him.

M & S TRANSPORTATION SERVICES LLC
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M & S TRANSPORTATION SERVICES LLC
May 24, 2025

Un un excelente servicio muy buena. Comunicación.

Francisco Sanchez
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Francisco Sanchez
May 23, 2025

Mjn is a factoring co. And there’s no other they are nice friendly and very patient with me and always willing to help me

Kanwar Sikand
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Kanwar Sikand
May 23, 2025

We had an excellent experience working with MJN, especially with John. He was highly supportive and responsive throughout the process. We would be pleased to continue our cooperation with them in the future.

Andy T
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Andy T
May 23, 2025

Curt is awesome to work with. He is always willing to help out.

Ja Transport
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Ja Transport
May 23, 2025

Is one off the small factory company's. Don't have to keep calling each time I finish a job.always on time. Customer service is exceptional. No a link were you have to download paper work forcing to use computer. It's simple and easy way to keep your business running.

Jesse Logsdon
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Jesse Logsdon
May 22, 2025

Not once have regretted going with MJN. The people are the easiest to work with let alone polite and considerate in every way shape or form. If I had to chose again I’d chose MJN and so should you

James Briggs
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James Briggs
May 22, 2025

MJN Services has been a great company to work with. Factoring services and they have a load board! Super great company and we love working with them!

Gustavo Castro
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Gustavo Castro
May 22, 2025

I just love the way they attend to us they are friendly and nice and have all the patience with me thank you Delfa Miriam and Annabell for taking care of us

Tim Barton
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Tim Barton
May 7, 2025

It was a pleasure to work with John Weig Looking forward to work with you in future

Kamesha S
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Kamesha S
November 1, 2023

Great Company to Work with.

Jerry Boucher
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Jerry Boucher
October 13, 2023

great company to work with,

M & M Stith
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M & M Stith
October 2, 2023

MJN Services has given us the best factor experience that we’ve ever had. They are personable, thorough, and offer the best rates that we’ve seen. Doing business with them is a pleasure.

Victor Paulik
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Victor Paulik
September 29, 2023

Great company to work with. Helpful staff overall Great people.

Risk Advisor
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Risk Advisor
September 15, 2023

MJN Services is a solid operation that truly works to strengthen the trucking industry and has strengthened the trucking industry!

Tony Black
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Tony Black
September 11, 2023

Aaron at MJN is fantastic to work. He is always easy to reach and always delivers! I would highly recommend him and MJN.

Angel Valle
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Angel Valle
September 8, 2023

Very professional people to work with

Jeff Jensen
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Jeff Jensen
April 7, 2023

MJN is my trusted Freight partner and has helped my company move very important loads that were critical to our success. Good people running a great company.

Perry Troyer
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Perry Troyer
September 20, 2021

Taco's!!!!!!

Raul Gonzalez
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Raul Gonzalez
May 21, 2021

Easy straight forward no nonsense

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