Become a Part of MJN’s Factoring Network

Quality Care and Cash Flow for Carriers

Why Choose MJN Services

Where Professional Expertise Meets Financial Solutions

Join a factoring network where professional service meets financial strength. At MJN, we deliver more than just quick funding – we provide quality care that helps carriers thrive.

The MJN Factoring Advantage

Quality care from an experienced team
Same-day funding (ACH before 1 PM MST)
Industry-leading 95% advance rate
Professional billing & accounting support
Unlimited free credit checks
Claims consultation included

Service Excellence

Quality Care

Dedicated support and professional expertise from an experienced team.

Same-Day Funding

Quick, reliable cash flow when you need it most.

Complete Support

Your partner in growth, compliance, and success

Clear & Simple Factoring Fees

Transparency You Can Trust

We believe in transparency and simplicity when it comes to factoring fees. With no hidden charges or unexpected costs, our pricing structure is designed to give you peace of mind and full control over your finances.

Our Straightforward Fee Structure:

1.5% for first 20 days
Additional 1.0% for each subsequent 15-day period
No hidden fees or surprise charges
95% advance rate with 5% held in escrow until settlement
Simple, clear billing practices

Professional Support Services

More Than Just Factoring – A Complete Business Solution

Simplify your financial management with our professional billing and accounting services. Designed to save you time and reduce errors, our team ensures accurate invoicing, timely payments, and meticulous record-keeping.

Your Business Support Team

Professional billing and accounting services
Risk management expertise
Free credit checks on potential customers
Claims resolution support
Quick problem consultation
Dedicated account management

More About Us

How It Works

Simple, Efficient, Professional

Simple Submission

Submit paperwork before 1 PM MST for same-day funding

Quick Funding

Receive 95% advance via ACH
within a few hours

Professional Settlement

Receive the remaining 5% after customer payment

Built for Your Success

Tailored Factoring Solutions for Transportation Professionals

Every solution we offer is designed with one goal in mind: your success. From cutting-edge technology and efficient logistics to fast funding and professional support, we provide the tools you need to overcome challenges and seize opportunities.

Ideal Partnership

Small to mid-size trucking companies
Owner-operators
Growing fleets
Companies seeking quality support
Businesses needing reliable cash flow solutions

Join Our Network

Experience the Professional Difference

Partner With Excellence

Join a factoring network that puts quality care first. With MJN, you’re not just getting funding – you’re gaining a committed partner in your success.

Ready to elevate your business?

Act Now for Immediate Cash Flow Solutions!

At MJN Services, we know that every minute counts when it comes to keeping your business moving. That’s why our freight factoring solutions are designed to provide you with fast, reliable cash flow when you need it most. With our simple submission process—submit your paperwork before 1 PM MST and receive a 95% advance via ACH within hours—you can overcome the challenges of long payment cycles and inefficient load management. Our experienced team stands ready to support you every step of the way, ensuring that your financial operations are as seamless as your logistics. Don’t wait for delayed payments to slow you down—act now and get immediate access to the funds you need to drive your business forward!

10 FAQs with Detailed Answers

Freight factoring is a financial service where a factoring company, like MJN Services, purchases your outstanding invoices at a high advance rate (up to 95%), providing you with immediate cash flow. This helps you cover operational costs and keeps your business running smoothly without waiting for customer payments. In addition, you gain access to professional billing and accounting support that minimizes administrative burdens and errors.

Our process is straightforward: submit your paperwork before 1 PM MST, and we will process your invoices the same day. You receive an immediate 95% cash advance via ACH, while the remaining 5% is held in escrow and released once your customer makes their payment. This quick turnaround ensures your cash flow remains steady, allowing you to focus on growing your business.

Our fee structure is designed to be transparent and straightforward. We charge a fee of 1.5% for the first 20 days and an additional 1.0% for every subsequent 15-day period. There are no hidden fees or surprise charges—what you see is what you get. This clarity in pricing ensures you always know how much you’re paying, with a 95% advance rate that puts more cash in your hands up front.

Our services are ideal for small to mid-size trucking companies, owner-operators, and growing fleets looking for dependable cash flow solutions. If you’re seeking to eliminate the stress of long payment cycles and want to improve your operational efficiency, you qualify to join our factoring network and benefit from our comprehensive support services.

Beyond providing same-day funding, we offer complete support services, including professional billing and accounting, unlimited free credit checks, risk management expertise, and claims consultation. Our dedicated account management team is always on hand to help you resolve issues quickly and ensure your financial operations run smoothly.

When you submit your paperwork before 1 PM MST, you can expect to receive a 95% cash advance via ACH within just a few hours. This rapid turnaround helps you maintain consistent cash flow and address immediate operational needs, so you’re never left waiting on delayed customer payments.

No. At MJN Services, we pride ourselves on our transparent and straightforward fee structure. You only pay a clear, upfront fee—1.5% for the first 20 days and an additional 1.0% for every 15-day period thereafter—with no hidden fees or surprise charges. This transparency helps you maintain control over your finances.

Once your customer settles their invoice, the remaining 5% that was held in escrow is promptly released to you. This ensures that you eventually receive the full payment for your invoice without any delays, completing the funding cycle efficiently and professionally.

Recourse factoring means that if a customer fails to pay the invoice, the responsibility falls back on you, the client. In contrast, non-recourse factoring shifts that risk entirely to the factoring company. At MJN Services, we typically work on a recourse basis, ensuring that you benefit from our fast funding while managing risk with the support of our experienced team.

Getting started is easy—simply contact us at (801) 705-9030 or visit mjnservices.com to fill out our application. Our team will guide you through the process, from submitting your paperwork to receiving same-day funding. Join our network and experience the professional care and financial support that helps your business thrive.

Ready to Propel Your Business Forward?

Partnering with MJN Services means more than just fast cash flow—it means having a trusted ally who understands your challenges and is committed to your success. Our transparent, efficient, and supportive freight factoring services are tailored to keep your business moving forward, no matter what. Don’t let delayed payments or administrative hassles hold you back. Get in touch today and discover how our professional expertise and quality care can transform your logistics experience into a seamless, profitable journey.

Kamesha S

November 1, 2023

Great Company to Work with.

Jerry Boucher

October 13, 2023

great company to work with,

M & M Stith

October 2, 2023

MJN Services has given us the best factor experience that we’ve ever had. They are personable, thorough, and offer the best rates that we’ve seen. Doing business with them is a pleasure.

Victor Paulik

September 29, 2023

Great company to work with. Helpful staff overall Great people.

Risk Advisor

September 15, 2023

MJN Services is a solid operation that truly works to strengthen the trucking industry and has strengthened the trucking industry!

Tony Black

September 11, 2023

Aaron at MJN is fantastic to work. He is always easy to reach and always delivers! I would highly recommend him and MJN.

Angel Valle

September 8, 2023

Very professional people to work with

Jeff Jensen

April 7, 2023

MJN is my trusted Freight partner and has helped my company move very important loads that were critical to our success. Good people running a great company.

Raul Gonzalez

May 21, 2021

Easy straight forward no nonsense